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      • Residential Roofing
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    • Insurance Claims
    • Resources
      • Hire The Best Roofer
      • How Long does a Roof Take
      • How To Choose
      • Pros & Cons (Roof Types)
      • Guide To Roof Hail Damage
      • Roof Type Guide
      • Your Roof -Sell Your Home
    • About
    • Contact
    • Blog
Estes Roofing & Construction
  • Home
  • Services
    • Residential Roofing
    • Commercial Roofing
    • Construction
  • Insurance Claims
  • Resources
    • Hire The Best Roofer
    • How Long does a Roof Take
    • How To Choose
    • Pros & Cons (Roof Types)
    • Guide To Roof Hail Damage
    • Roof Type Guide
    • Your Roof -Sell Your Home
  • About
  • Contact
  • Blog

Roof Insurance Claims

A person wearing gloves installs brown asphalt shingles on a roof.

INSURANCE CLAIMS FOR YOUR ROOF

Your homeowner’s insurance policy includes coverage for roof insurance claims, addressing damage caused by hail, wind, rain, and snowstorms as a loss. Typically, your insurance company will help pay to replace your damaged roof after applying the deductible. Since weather damage falls under the category of a natural disaster, filing a roof damage claim will not usually have an adverse effect on your insurance premium. 


At Estes Roofing and Construction, we are experts in handling roofing issues caused by severe weather. We can repair or replace your home's roof and address any other damage, such as gutters. If you find yourself in need of assistance, we will coordinate with your insurance company to clarify your situation. Our goal is to ensure that your roof damage claims are not denied and that you do not settle for an amount that won’t fully cover the costs of restoring your home to its pre-storm condition. We only require you to pay your deductible upfront; the rest will be collected from your insurance company.

Frequently Asked Questions

  Suffering through your home’s destruction is disconcerting. It leaves you with many unanswered questions. To bring it all into focus, here are a few questions that people frequently ask a Houston roof company. 

Please reach out to us if you cannot find an answer to your question.

 Most of the hail that hit your home during the storm was probably too small to cause any real problems. However, there may have been some irregular hailstones that were heavy enough to harm your roof. It could take months before it begins to leak. A state-licensed Houston residential roofer should be called to examine your roof and advise whether you should file an insurance claim. 


 Your Roof Insurance Claims policy covers the full-replacement value of your roof. The company will probably give you the payment in a few installments. The first check you will receive is for the actual value of the roof (AV). That is the amount your roof is worth today based on its remaining useful life expectancy. The depreciation is part of the replacement value (RV), which will be paid to you after the roof is replaced or repaired to satisfy the insurance adjuster’s summary report. 


 No, you must pay it. Manipulating the bill so you can skip paying the deductible is insurance fraud. 


 It is likely that your neighbor’s roof was damaged more seriously than your roof was. 


 Yes, you can, and we can help you fill out the claim. 


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Estes Roofing & Construction

14412 County Rd. #1113 Tyler, TX 75703

(903) 707-2219

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