Insurance Claims for Your Roof
Your homeowner’s insurance policy covers Roof Insurance Claims and treats destruction from hail, wind, rain and snowstorms as a loss. In most cases, your insurance company will pay to replace your damaged roof minus the deductible. Because weather damage is categorized as a natural disaster, an insurance claim does not count against you and will not typically raise your insurance premium.
Estes Roofing and Construction knows all about dealing with weather-damaged roofing. We can repair or replace your homes roof and anything else that was destroyed like gutters. If you need us, we will meet with your insurance company to explain your situation. We will help make sure that your claim does not get denied or that you do not accept a settlement that will not cover the expense of restoring your home to the condition it was in before the storm damage occurred. We do not ask you to pay anything upfront except the deductible. The rest we collect from your insurance company.
Hail can destroy a home or business quickly. It usually accompanies a tornado or other high-wind event. Most hail is about the size of a pea, but when the updraft from the storm is strong, the hailstones may be dropped and lifted by the storm many times. This recoating can result in hailstones as big as a golf ball or even a baseball. Some of those hailstones can weigh up to 6 pounds. People can be killed or sustain severe injuries if they get hit by hailstones this large.
While the number of residential and commercial fires has gone down recently, fires are still a big problem. There are more than 356,000 residential fires annually in the United States, which cause an estimated $7.26 billion in damages.